finance ToolUpdated 2026-09-20
Gold Loan Calculator & Interest Rate
A gold loan allows borrowers to pledge gold jewelry or coins as collateral. Use this calculator to determine your maximum eligible loan amount at up to 75% LTV and your monthly interest payment.
Frequently Asked Questions
What is LTV in gold loans?
LTV (Loan-to-Value) is the maximum percentage of your gold market value that a bank or NBFC will lend you, usually capped at 75% to buffer against gold price volatility.
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